Commercial Mortgage-Backed Securities (CMBS) loans, often referred to as conduit loans, are ideal for income-producing properties with strong tenancy and long-term hold strategies. These loans are packaged and sold into the secondary market, allowing borrowers to access fixed-rate, non-recourse financing with competitive terms.
Our role is to prepare you for this institutional environment and ensure your asset is positioned correctly for securitization eligibility.
Strategy for Commercial Clients
CMBS and conduit loans are used when:
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The property is stabilized and cash-flowing
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Long-term fixed-rate financing is preferred
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Non-recourse terms are a strategic advantage
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Institutional-grade underwriting is acceptable
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Tenancy and lease strength can be leveraged
Best suited for office, retail, multifamily, industrial, and hospitality properties with proven performance.
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Full rent roll and detailed operating history
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In-place leases, expiration schedules, and CAM reconciliation
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Property condition assessments and third-party reports
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Borrower financials and organizational charts
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Narrative overview of the property and market
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Exit and refinance strategy narrative if applicable
We ensure every detail is aligned with rating agency standards and investor expectations.
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Agency Loans (Fannie/Freddie) – For qualified multifamily
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Life Company Financing – For core institutional assets
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Bridge to CMBS – For lease-up or repositioning pre-stabilization
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Preferred Equity – To complete capital stack alongside CMBS