{"id":122,"date":"2015-10-09T16:17:48","date_gmt":"2015-10-09T16:17:48","guid":{"rendered":"http:\/\/themedemo.commercegurus.com\/broker\/?page_id=122"},"modified":"2025-06-25T02:02:02","modified_gmt":"2025-06-25T02:02:02","slug":"ground-up-construction","status":"publish","type":"page","link":"https:\/\/sunbeamfinancialservices.com\/?page_id=122","title":{"rendered":"Ground-Up Construction"},"content":{"rendered":"

[vc_row type=”container” padding_top=”” padding_bottom=”” css=”.vc_custom_1510323803360{padding-bottom: 20px !important;}”][vc_column width=”1\/2″ css=”.vc_custom_1444994947036{margin-bottom: 35px !important;}”][vc_column_text css=”.vc_custom_1750789770167{margin-bottom: 0px !important;}”]<\/p>\n

Ground-up construction loans fund the full build cycle of new commercial real estate developments, from land acquisition through vertical build. These projects require careful coordination between plans, budgets, permits, and lender draw schedules. Our team supports clients by aligning them with capital partners who understand development timelines and construction risk.<\/p>\n

We work with builders, developers, and investor groups to prepare lender-ready packages that include pro forma financials, contractor agreements, and exit strategies. Our relationships span bank and non-bank lenders, allowing for flexible structuring, including interest-only terms, staged funding, and takeout financing.<\/p>\n

[\/vc_column_text][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”71395″ img_size=”full” add_caption=”yes” onclick=”link_image” css=””][\/vc_column][\/vc_row][vc_row type=”container” padding_top=”” padding_bottom=”” css=”.vc_custom_1444504420319{margin-bottom: 0px !important;}”][vc_column][vc_separator color=”#e2e2e2″ type=”normal” thickness=”1″ up=”” down=”” el_class=”dotted”][\/vc_column][\/vc_row][vc_row type=”container” padding_top=”” padding_bottom=””][vc_column][vc_column_text css=””]<\/p>\n

Strategy for Commercial Clients<\/b><\/h2>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”container” padding_top=”” padding_bottom=””][vc_column][vc_tta_tabs style=”flat” active_section=”1″][vc_tta_section title=”Use” tab_id=”1444300654474-2bfb86dc-fd3a”][vc_column_text css=””]<\/p>\n

Ground-up construction loans are designed for:<\/p>\n

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    New commercial real estate development (office, industrial, retail, mixed-use)<\/p>\n<\/li>\n

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    Multifamily ground-up projects<\/p>\n<\/li>\n

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    Owner-occupied business facility construction<\/p>\n<\/li>\n

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    Hospitality and special-use properties<\/p>\n<\/li>\n<\/ul>\n

    The financing strategy must reflect the build timeline, market assumptions, and exit approach (lease-up or sale).<\/p>\n

    [\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Loan Preparation Includes” tab_id=”1444300654691-e081e086-5ad3″][vc_column_text css=””]<\/p>\n

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      Land ownership docs or purchase contract<\/p>\n<\/li>\n

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      Full construction budget and soft cost breakdown<\/p>\n<\/li>\n

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      Architectural plans and permitting status<\/p>\n<\/li>\n

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      GC agreement or builder profile<\/p>\n<\/li>\n

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      Appraisal, environmental, and feasibility studies<\/p>\n<\/li>\n

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      Exit strategy (refinance, sale, or stabilization plan)<\/p>\n<\/li>\n<\/ul>\n

      Proper packaging minimizes lender concerns and accelerates draw approvals during the build process.<\/p>\n

      [\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Related Options” tab_id=”1750786839126-a6e9980c-c8bf”][vc_column_text css=””]<\/p>\n

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        Acquisition + Construction Combo Loans<\/b><\/span> \u2013 For clients acquiring raw land and building simultaneously<\/p>\n<\/li>\n

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        Bridge Loans<\/b><\/span> \u2013 Temporary funding until permanent financing is secured<\/p>\n<\/li>\n

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        Perm Financing Advisory<\/b><\/span> \u2013 Positioning for refinance at stabilization<\/p>\n<\/li>\n

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        Equity Placement<\/b><\/span> \u2013 For covering capital stack gaps or investor syndication<\/p>\n<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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Our team supports clients by aligning them with […]<\/p>\n","protected":false},"author":1,"featured_media":126,"parent":71247,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-122","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nGround-Up Construction - Sunbeam Financial Services<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sunbeamfinancialservices.com\/?page_id=122\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ground-Up Construction - Sunbeam Financial Services\" \/>\n<meta property=\"og:description\" content=\"[vc_row type=”container” padding_top=”” padding_bottom=”” css=”.vc_custom_1510323803360{padding-bottom: 20px !important;}”][vc_column width=”1\/2″ css=”.vc_custom_1444994947036{margin-bottom: 35px !important;}”][vc_column_text css=”.vc_custom_1750789770167{margin-bottom: 0px !important;}”] Ground-up construction loans fund the full build cycle of new commercial real estate developments, from land acquisition through vertical build. 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